Know how you can Apply for a Travel Credit Card

Know how you can Apply for a Travel Credit Card

The demand for cashless transactions in the last few years increased the usage of credit cards. Following this popularity, multiple credit card issuing institutions started launching cards which cater to the specific spending patterns of individuals. Multiple variants like those are used for for –

  • Online purchases.
  • POS transactions.
  • Travel bookings.
  • Fuel purchase, etc.

Taking into account the substantial increase in the number of domestic and international flyers, there has been a growth in the number of people availing a travel credit card. Such credit cards can be availed easily via the hassle-free application process, and minimum eligibility criteria to apply for the same.

So, in case you are a frequent flyer seeking to avail credit cards, make sure to avail this variant. You can accumulate the reward points earned through flights and redeem them against either discount on air tickets or free air miles.

Check out the application process to avail travel credit cards

The application process to avail such loans has been kept simple to make it easily accessible for all potential cardholders. He/she can apply for a credit card online in 3 quick steps mentioned below –

Step 1: Decide upon a travel credit card that suits your spending patterns

While settling upon a travel card, take into account the following factors –

  • The credit limit offered by the card
  • Interest-free time limit provided by the card issuing institution
  • Discounts and rewards that cardholders can gain via transactions through the card

Additionally, in case you avail beneficial cards like Bajaj Finserv RBL Bank SuperCard, provides cardholders with multiple additional advantages like –

  • Zero interest personal loans for emergency up to 90 days.
  • Convenient EMI options.
  • Numerous welcome rewards up to Rs. 20,000.
  • Interest-free cash withdrawal from ATM up to 50 days.
  • Accelerated reward points on achieving a milestone.

Additionally, such cards also come with security features like zero-fraud liability cover and in-hand security. These features ensure that cardholders can control their card usage better via RBL MyCard app.

Bajaj Finserv also brings you pre-approved offers on credit cards that streamline the application process to avail the cards and make the process hassle-free. These offers are available on multiple financial products including home loans, personal loans, business loans, etc. You can take a look at your pre-approved offer by providing a few essential details like your name and phone number.

Step 2: Meet the eligibility criteria and keep the required documents handy

A majority of the card issuing institutions offer credit card limits based on the credit score and age of the individual. Potential cardholders need to meet the following list of nominal eligibility criteria to apply for cards –

  • He/she should be 25 to 65 years of age.
  • An individual must have a minimum credit score of 750.
  • He/she should be a resident in any of the lender-specified Indian cities.

Additionally, availing some feature-loaded cards require the potential cardholder to be an existing EMI cardholder and must not be a defaulter while making repayments. Individuals applying for such credit cards must also keep in mind to keep the following documents handy –

  • ID proof – PAN Card, Aadhaar Card, Voter ID, Passport, Driving License.
  • Address proof – ID proof, Post-paid mobile bill, electricity bill, telephone bill.
  • Photograph – A passport-size photograph.

Step 3: Fill up the credit card application form and submit it

Cardholders can now register and log on to the official website of the card issuer and provide details like name, contact number, and e-mail ID. It is followed by providing various other personal and financial details and clicking on the ‘submit’ tab. Upon the completion of the application process, one can now track their online application status via customer portal or apps.

Potential cardholders can thus avail the multiple travel credit card benefits like gaining rewards points on international and domestic spends; enjoy complimentary airport lounge access up to 8 times a year, etc. Such beneficial features make Bajaj Finserv RBL Bank SuperCard your ideal travel partner. All that they need to do is follow a simple application process to avail the same.

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